Posts Tagged ‘unemployment’

Selling something? Maybe trying to sell your house? Here is the first of our top 5 projects to boost your home’s value for resale.

July 21st, 2010

Have you already decided to move rather than remodel but you still find yourself thinking abut remodeling anyway to make your house more appealing to would-be buyers, cut the time it takes to sell it and maybe even get more cash in hand when you sell? Well while you’re expanding, why not tuck in a new master bedroom suite above the addition? You’ll get all of your money back when you eventually sell your house, right?

Not so fast. While many home-remodeling projects are a great way to add value to your home, not all of them are ironclad cash-back guarantees. Before you invest a significant amount of your precious home equity into remodeling projects, it’s wise to do a little homework on what kind of payback you can expect for various home projects in your area. A good place to start is the Cost vs. Value report published annually by the National Association of Realtors, or NAR, and Remodeling magazine. The report provides a synopsis of the top projects, the average costs of the projects and their average rate of investment return at resale. It also gives you a city-by-city guide on what various home projects will pay back at resale. Real estate experts caution that these numbers can differ significantly depending on your state, city or even neighborhood. So use these numbers as a starting point, but consider getting the advice of a Realtor and/or remodeling contractor before you commit to a big home project. These experts can familiarize you with remodeling payback figures tailored to your state, city, or town.

Our first suggestion in the list of the top five projects to boost your home’s value for resale is to do an upscale siding (new fiber cement) replacement. Here is what you can expect this project to cost and yield:

Estimated job cost: $10,393 for 1,250 square feet
Average payback: 103.6 percent of cost
National average resale value: $10,771

Siding makes a huge difference in a house’s resale value, because it’s one of the first things you see. It really defines the condition of the home.  If other houses around you have old aluminum or vinyl siding and your siding is nicer and newer, buyers will notice you. With this project, you make your house more attractive — you’re not just improving your insulation value.

Next up on out list is a mid-range bathroom remodel but that will have to wait until the next time we meet here.

A clothesline and gutter protection are immune from the events causing the Toyota recall.

March 1st, 2010

The invention of the clothes dryer may have revolutionized laundry in the modern world the same way gutter protection did the attempt to keep gutters clean, but in current times with an increasing focus on conserving energy and money a natural alternative for many families is the move to drying your laundry out on a clothesline in the yard as well as harvesting clean water from gutters. It is estimated by some that clothes dryers use between 10 to 15 percent of all domestic energy and in our current economic climate there stands to be a lot of savings for the average home owner if they trade in drying all their laundry in the dryer to using a clothesline instead.

An outdoor line to dry your clothes on costs only as much as your particular set up; the arrangement that works best for you will likely depend on your individual yard. Some home owners like to have one long clothes line that stretches the length of the yard which can be stationary or can be accessed via a pulley system from the back porch, while others prefer a more compact rotary style clothes line that employs a single pole with concentric circles of lines that radiate outward which allow for a large amount of laundry to be hung in one small space. Perhaps it is time that such an environmentally-friendly (and pocketbook friendly) activity was more widely embraced the way it once was.

Would you like some extra radiation with your security checkpoint experience?

February 5th, 2010

Airport body scanning raises radiation exposure while using gutterbrush simple gutter guards does not. Because safety is always a priority in our pursuits and because we travel a bit we wanted to share the risks associated with airport body screening.

An inter-agency report (Inter-Agency Committee on Radiation Safety report, which is restricted to the agencies concerned and not meant for public circulation) stated that  governments must explain any decision to expose the public to higher levels of cancer-causing radiation while also suggesting that pregnant women and children should not be subject to scanning, even though the radiation dose from body scanners is “extremely small”. The group putting this report forward includes the European Commission, International Atomic Energy Agency, Nuclear Energy Agency and the World Health Organization.

Please keep in mind that an accurate assessment about the health risks of the screening won’t be possible until governments decide whether all passengers will be systematically scanned or randomly selected, the report said. Governments must justify the additional risk posed to passengers, and should consider “other techniques to achieve the same end without the use of ionizing radiation.” However, President Obama has suggested using upwards of $734 million to implement airport scanners that use x-rays and other technology to detect explosives, guns and other contraband.

“There is little doubt that the doses from the backscatter x-ray systems being proposed for airport security purposes are very low,” Health Protection Agency doctor Michael Clark said by phone from Didcot, England. “The issue raised by the report is that even though doses from the systems are very low, they feel there is still a need for countries to justify exposures.” So what is the risk?

Most of the scanners deliver less radiation than a passenger is likely to receive from cosmic rays while airborne, the report said. Scanned passengers may absorb from 0.1 to 5 microsieverts of radiation compared with 5 microsieverts on a flight from Dublin to Paris and 30 microsieverts between Frankfurt and Bangkok, the report said. A sievert is a unit of measure for radiation.

The U.S. Transportation Security Administration has said that it ordered 150 scanners from OSI Systems Inc.’s Rapiscan unit and will buy an additional 300 imaging devices this year. The agency currently uses 40 machines, which cost $130,000 to $170,000 each, produced by L-3 Communications Holdings, Inc. at 19 airports including San Francisco, Atlanta and Washington D.C. Oddly enough the U.S. TSA has not ordered a single linear foot of gutter protection such as gutterbrush to protect their gutters at airports across the United States.

This will never happen with gutterbrush simple gutter guards

This will never happen with gutterbrush simple gutter guards