Posts Tagged ‘economy’

Selling something? Maybe trying to sell your house? Here is the third of our top 5 projects to boost your home’s value for resale.

July 26th, 2010

Have you already decided to move rather than remodel only to realize, like so many others in the same boat, you are still thinking about remodeling anyway? Why? To make your house more appealing to would-be buyers, cut the time it takes to sell it and maybe even get more cash in hand when you sell is why. While you’re remodeling that other part of the house why not tuck in a new master bedroom suite above the addition? You’ll get all of your money back when you eventually sell your house, right?

Not so fast. While many home-remodeling projects are a great way to add value to your home, not all of them are ironclad cash-back guarantees. Before you invest a significant amount of your precious home equity into remodeling projects, it’s wise to do a little homework on what kind of payback you can expect for various home projects in your area.

A good place to start is the Cost vs. Value report published annually by the National Association of Realtors, or NAR, and Remodeling magazine. The report provides a synopsis of the top projects, the average costs of the projects and their average rate of investment return at resale. It also gives you a city-by-city guide on what various home projects will pay back at resale. Real estate experts caution that these numbers can differ significantly depending on your state, city or even neighborhood. So use these numbers as a starting point, but consider getting the advice of a Realtor and/or remodeling contractor before you commit to a big home project. These experts can familiarize you with remodeling payback figures tailored to your state, city., or town.

The third project of five to potentially boost your home’s resale value is a minor kitchen remodel. This consists of giving a functional, but dated, kitchen a makeover. It includes new cabinet doors and drawers (with cabinet boxes left in place), a moderately priced wall oven, cooktop, countertop, sink and faucet and resilient flooring.

Average payback: 98.5 percent of cost
Estimated job cost: $14, 913
National average resale value: $14,691

Along with bathrooms, kitchen updates are almost always among the smartest remodeling projects for resale value. Home buyers seem to gravitate to the kitchen first when they’re looking at a house and even appraisers give extra credit to houses with updated kitchens. However, homeowners can go too far. For example, they might put granite countertops and top-of-the-line stainless-steel appliances in a very modestly priced house. Those improvements aren’t going to help the home’s value in the long run, and the owner definitely isn’t going to get their money back when they sell.

Selling something? Maybe trying to sell your house? Here is the first of our top 5 projects to boost your home’s value for resale.

July 21st, 2010

Have you already decided to move rather than remodel but you still find yourself thinking abut remodeling anyway to make your house more appealing to would-be buyers, cut the time it takes to sell it and maybe even get more cash in hand when you sell? Well while you’re expanding, why not tuck in a new master bedroom suite above the addition? You’ll get all of your money back when you eventually sell your house, right?

Not so fast. While many home-remodeling projects are a great way to add value to your home, not all of them are ironclad cash-back guarantees. Before you invest a significant amount of your precious home equity into remodeling projects, it’s wise to do a little homework on what kind of payback you can expect for various home projects in your area. A good place to start is the Cost vs. Value report published annually by the National Association of Realtors, or NAR, and Remodeling magazine. The report provides a synopsis of the top projects, the average costs of the projects and their average rate of investment return at resale. It also gives you a city-by-city guide on what various home projects will pay back at resale. Real estate experts caution that these numbers can differ significantly depending on your state, city or even neighborhood. So use these numbers as a starting point, but consider getting the advice of a Realtor and/or remodeling contractor before you commit to a big home project. These experts can familiarize you with remodeling payback figures tailored to your state, city, or town.

Our first suggestion in the list of the top five projects to boost your home’s value for resale is to do an upscale siding (new fiber cement) replacement. Here is what you can expect this project to cost and yield:

Estimated job cost: $10,393 for 1,250 square feet
Average payback: 103.6 percent of cost
National average resale value: $10,771

Siding makes a huge difference in a house’s resale value, because it’s one of the first things you see. It really defines the condition of the home.  If other houses around you have old aluminum or vinyl siding and your siding is nicer and newer, buyers will notice you. With this project, you make your house more attractive — you’re not just improving your insulation value.

Next up on out list is a mid-range bathroom remodel but that will have to wait until the next time we meet here.

The global economy is struggling but our small international gutter protection company is trying to do our part.

July 12th, 2010

The global economy is struggling but our small international gutter protection company is trying to do our part to help minimize the impact on property and business owners by not increasing our pricing or shipping charges within the continental United States for 2010. The bottom line is that gutters are extremely important for the protection of your home. Every year the malfunctioning and overflowing of gutters does cause substantial property damage to residential and commercial property across the world.

GutterBrush is an effective, low-cost gutter protection and rainwater control system made in the USA from 100% sustainable materials. GutterBrush is constructed of exceptionally durable professional grade materials. This sustainable product helps reduce the amount of non-degradable plastics from landfills through its very long lifespan. The product will not deteriorate and therefore will not need to be disposed of in a landfill and then replaced.

GutterBrush simple gutter guard does an incredible job of protecting property from water damage caused by clogged gutters. GutterBrush’s simple gutter guard system helps keep gutters flowing freely and virtually eliminates the structural water damage caused by overflows, standing water, freezing water, and snow buildup while also helping to reduce the risk of combustion of dry, brittle, and very flammable gutter debris and is in compliance with fire prevention building codes. Getting rid of these potential causes of damage increases the longevity of the property and significantly diminishes the environmental shock of repairs and replacements.

GutterBrush also greatly minimizes the maintenance needed to keep gutters clean and free flowing while also promoting a cleaner and more efficient rain water harvesting system. A way to minimize the impact of excess nutrients that drain through local watersheds is to install GutterBrush simple gutter guards to prevent leaves from collecting. When nutrient-rich leaves fall onto rooftops and get caught in rain gutters, the phosphorus and nitrogen leaches out and is channeled through gutters and pipes into storm drains and sewers. GutterBrush can help stop this problem and help improve the environment at the same time.

GutterBrush simple gutter guard is holding the line on prices and shipping charges within the continental United States for 2010 in an attempt to assist you in protecting your property from costly damage and repairs that result from clogged gutters.

Why spend a bunch of money if you don’t have to? Why spend a bunch of time cleaning something if you don’t have to?

July 6th, 2010

We do not know anybody who likes cleaning rain gutters on their property. It’s time consuming and often, frankly, completely nasty, especially if you do not keep up with it on a somewhat regular basis. If you are like many homeowners and think “I’ll take care of that next weekend”, you could end up with massive clogs in your gutters and downspouts…clogs which will cost hundreds of dollars to repair because you have to call a gutter professional to come out, take down your downspouts, clean them out and put them all back together. Instead of spending all of that time and money, why not just install a gutterbrush gutter guard system?

The original gutterbrush simple gutter guard will save you time and you won’t have to worry about costly clogs in your downspouts. The product looks like a giant pipe cleaning brush and it sits in your rain gutter channel and acts as a barrier for leaves, twigs, seedpods and other debris while still letting water pass through freely and out the downspout.

Installation is simple and fast. The most difficult part is climbing the ladder up to your roof to set the original gutterbrush down inside of it. But that’s it…you’re done! More importantly they are easy to clean if you ever need to do so. All you have to do is climb back up that pesky ladder; pull the brushes out, remove the debris and put them right back into place.

Why spend a bunch of money if you don’t have to? Why spend a bunch of time cleaning something if you don’t have to? The original GutterBrush is very affordable and you can install it yourself in about an hour and a half and it lasts all year (studies have proven they can also keep your gutters from freezing in the winter). Sounds like a win-win situation to me.

Don’t be fooled by imitations that are manufactured outside of the USA using sub standard materials. Insist on the original GutterBrush Simple Gutter Guard!

We need more door to door cheese salesmen like James L. Kraft to help the struggling economy.

June 28th, 2010

Throughout history somebody comes up with a novel idea and, for whatever reason, it fails perfectly. Then, almost without fail, somebody else takes arguably the same concept, turns it inside out or repackages it, and boom, a huge breakthrough that achieves notoriety, success, and usually some significant financial reward. But most of us go through life thinking of success as a sort of supernatural event, a preordained occurrence that only happens to certain people. However, this is simply not the case.  We look at the careers of Albert Einstein, Warren Buffet, Michael Jordan, and Bill Gates as if that sort of thing can never happen to us. We are incorrect.

Surely those are tough acts to follow but even these individuals are mere mortals who likely use their mouth to drink the way most of us do. The fact is that the vast majority of successful ideas, people, and companies don’t occur as magically or spontaneously as one might imagine. Here are five common ways in which relatively small changes can produce major breakthroughs:

  1. Timing. Reintroducing an idea when conditions are more favorable.
  2. Opportunity. Capitalizing on another’s idea because they couldn’t, for whatever reason.
  3. Perspective. Looking at the same thing differently, i.e. turning an idea on its side.
  4. Standing on the shoulders of giants. Adding a relatively small component to the great works of others.
  5. Luck. Just plain luck.

Einstein was indeed a genius but he did not just bang out a few equations to come up with E=MC2. He developed this maxim of the notion of matter and energy being related in some way by using conclusions and data that had been around for some time. The difference, was that Einstein had a passion for light. It was actually his notion of the invariance of the speed of light that led to the special theory of relativity and then to E=MC2. More than anything, Einstein had a unique perspective. He saw the same things others saw, but he saw them differently and the rest, as they say, is history.

Johannes Kepler, whose laws of planetary motion are famous, actually came very close to deriving the theory of gravity more than 50 years before Isaac Newton’s Principia Mathematica. Unfortunately, Kepler was a crazy, a religious zealot, often ill, and lived in a politically and religiously charged era. He had a lot working against him. Not to diminish Newton’s role in discovering universal gravity, but he definitely stood on the shoulders of giants, as others later stood on his.

Moving on to the business world, if you explore the origins of famous companies, you’ll find that most of them had anything but grandiose beginnings, and they often began as one thing and ended up as another:

  • The first McDonald’s was a hot dog stand
  • Nokia was initially a paper mill
  • Sony began as a radio repair shop
  • James L. Kraft, founder of Kraft Foods, sold cheese door-to-door
  • Toyota originally made looms

The point is that great inventors, leaders, and companies aren’t like step functions in real life. They don’t go from zero-to-great in a heartbeat. More often than not, they stand on the shoulders of giants, see things a little bit differently, or benefit from timing, opportunity, or luck.

Summer chores need to get done. So paint and clean those gutters.

June 7th, 2010

As the weather keeps getting warmer, home improvement projects keep getting added to many people’s to-do lists. From cleaning out gutters to painting to cleaning the house from top to bottom, the project list seems never ending. Here are some new tools and tips to make the most common summer home improvement projects a breeze so you can enjoy the warm weather with family and friends.

1. Painting Projects

Once you’ve determined whether you are doing simple indoor touch-ups or completely changing the paint scheme outside of your home, you need the right tools to help make the job easier and mess-free.  For bigger projects use a ladder pail that makes larger painting projects a snap. Fill the pail with up to a gallon of paint and attach it to your ladder with a fixed bracket. This tool prevents you from making multiple trips up and down the ladder.

2. Gutter Cleaning

Cleaning out gutters can be an annoying task, especially when using all sorts of homemade contraptions that dangle from ladders or sit unsteadily on rooftops. Be sure to use a large spoon or specific gutter cleaning scoop to get the debris out. Use water to loosen up caked on dirt and use a gutter scoop to remove. Make sure to flush your gutters with water once you’ve removed the debris — it’ll help them flow during those inevitable summer showers! You might also want to consider using a gutter protection system at the time you clean out your gutters.

Finally, while you’re working on your summer home improvement projects, make it fun! Open the windows, put on some music, and let the warming sun motivate you to get through the tasks so you can enjoy doing something else.

Why would anyone ever do this?

May 3rd, 2010

Do you need a new roof? Are you trying to decide how to save some money on the job? One way people try to do this is to place the new roof installed over an existing layer of roofing. This technique is quite common in many areas and many roofing contractors don’t see any problem with this method and have no problem trying to sell homeowners on a lay-over or go-over as this technique is called.

Don’t do this. EVER.

Here are the top five reasons laying a new roof over an old one is a terrible idea.

First, there are sure to be areas that have or had leaks and they can’t always be addressed properly

There is a good chance that your old roof had some problem areas including possible leak spots, whether you noticed them or not. Without tearing off the old roof and properly identifying these types of trouble spots and determining where the leak was coming from and traveling to it is impossible to tell what areas of your roof may need some special attention.

Second, any rotted wood under the existing roofing will only get worse leading to an even more expensive fix down the road.

There could be areas that have rotted wood hiding under the old roofing. These rotted areas need to be identified and replaced before a new roof is installed. Obviously if your roofing contractor is only doing a lay-over roofing installation then these rotted areas will remain covered up and only get worse as the years go on. Also the nails holding down the shingles in areas with rotted wood cannot properly do their job and you have a much higher risk of shingles blowing off in those areas.

Third, the eaves, rakes and valleys always need special treatment and not doing so will cause more costly repairs later.

This is a big one. The eaves, rakes and valleys of your house need special attention when your home’s roof is being installed. This is especially important in colder climates like Massachusetts, where we are located. In the winter time the eaves of your house are under attack by Mother Nature, whether it is through ice dams, snow build up, or just the constant freezing and thawing that occurs throughout the winter season. When a new roof is properly installed the roofing contractor needs to put new aluminum drip-edge around the entire perimeter of your roof.

Next they need to apply a 3 foot wide section of ice & water barrier around the perimeter as well as in any valleys on your roof. Then they can begin to install the new roofing. Without tearing off the original roofing there is no way to properly install the new drip-edge or ice & water barrier. On a lay-over type of roofing install, the roofing contractor is counting on the existing products on the home’s roof to still be up to par and be able to handle the winter conditions. All too often the old products fall short whether it was because they have outlived their lifetime, were sub-par to begin with, or maybe they were never there to begin with (all to often the latter is the case with ice & water barrier).

Fourth,  the extra roofing weight is no good for old rafters and can cause structural failure and safety hazards in the structure.

One of the more obvious problems with a lay-over re-roof is the added weight of the extra layer of shingles. On most newer homes this is not an issue, however many older homes have rafters that are considered undersized by today’s framing standards. It is not uncommon to see 2×6 rafter systems on many of these houses. Now in most situations a 2×6 rafter is undersized to begin with and you certainly don’t want to be adding the weight of a new roofing layer on top of an old roofing layer to these already undersized rafter systems.

Fifth, adding a roof on top of another roof will lead to a shorter roof life expectancy.

Most responsible roofing contractors agree that a lay-over roof will decrease the new roof’s lifetime by about 25%. This fact alone means that any money you might have saved by doing a lay-over, as opposed to a tear-off and new roof install, was only a short term savings. In addition, you now have 2 layers of roofing that will need to be removed the next time your roof is done and that will also add more cost to the job

Tearing off the old roof and then installing a new one is always superior to laying a new on on top of an old one. And as always, do not forget your gutter protection system needs!

New England’s worst flooding in 200 years hilights the need for unclogged gutters worldwide.

April 1st, 2010

Even though the rain subsided to a drizzle and then finally stopped after two days of heavy downpours, much of the water that accumulated will linger for days. The latest flooding was far worse than an inundation earlier this month in the same areas. For example, Stonington, Conn., a coastal town on the Rhode Island border, was largely cut off as two of its three bridges went out. A bridge also gave out in Freetown, Mass., isolating about 1,000 residents. In Coventry, R.I., a two-lane bridge threatened to collapse after its abutments washed out. A stretch of Interstate 95, the main route linking Boston to New York, was closed in Rhode Island and could remain so at least through Thursday.  Also in Rhode Island, rescues continued for a several days along the Pawtuxet River, which flooded several blocks past its banks in many spots. The river crested Wednesday morning at 20.79 feet, nearly 6 feet over the previous record – set only two weeks ago – and almost 12 feet above its ordinary level of 9 feet.

The flooding caps a month that set rainfall records across the region. Boston measured nearly 15 inches for March, breaking the previous record for the month, set in 1953. New Jersey, New York City and Portland, Maine, surpassed similar records. Providence registered its rainiest month on record, period, with a total of more than 15 inches of rain in March.

Life came nearly to a standstill in many parts of Rhode Island. Nonessential state workers were given the day off, and state officials asked schools and businesses to consider closing as well. The University of Rhode Island also closed.

The first rubber roof, installed on a home in Wisconsin in 1980, is still holding strong today!

March 22nd, 2010

Save for a few enthusiasts of home repair projects, one of the most dreaded for homeowners is roof repair. A roof that leaks can cause major damage to the structure of your home and, if left unchecked, could eventually lead to the damage of many of the possessions inside. Asphalt shingles, which are what you’ll find on most roofs, generally only last 15 to 20 years and can require a lot of maintenance and upkeep.

If you’re looking for an alternative to the exhausting process of roof repair and maintenance with asphalt shingles, you may want to consider rubber roofing. Worried that rubber roofing sounds like stretching out a dozen Goodyear treads over your home? Don’t worry–although rubber roofing materials can come in a roll for buildings with flat roofs, you can also buy rubber shingles, which look much like slate shingles and come in a variety of colors and designs.

Another advantage to using rubber roofing materials is that most rolls and shingles are composed of recycled tires, saw dust and slate dust, which are much more eco-friendly than other roofing materials. Although rubber-roofing shingles can be more expensive than asphalt shingles, rubber roofs are much more durable and less likely to crack and crumble through tumultuous weather and drastic changes in temperature. Rubber shingles are also much cheaper and lighter than slate shingles–if that’s the style you’re looking for–and are similarly fire resistant. Rubber roofing materials also last much longer and require less maintenance–most manufacturers warranty their roofs for thirty to fifty years, and some even carry a lifetime warranty. The first rubber roof, installed on a home in Wisconsin in 1980, is still holding strong today!

Is Google Street View A Valuable Tool For Building Your Service Based Business? Yes.

February 24th, 2010

No matter the size of your  business the costs involved in the preparation of estimates for prospective clients are significant. They can also take up a considerable amount of time and effort adding even more to your cost of doing business. While charging for an estimate as a means of getting back some of the initial outlay in resources is not a best practice, eliminating the inefficiencies and waste by utilizing available technology can result in less expenditures of finite resources.

This is where utilizing Google Street View may be very beneficial. How so? That is an excellent question.

First,  you can usually see what the street was like and if parking was available. This allows for proper planing to assure an on time arrival which is a great way to start off the relationship with the potential client. Second, it often allows visibility into the type of property where the estimate is going to be made. This also allows for some strategic planning prior to arrival on scene. Third, if you are in the roofing industry this technology often allows you to see exactly which type of roof is present on the property as well as other important roofing variables needed to make a sound estimate. This information can allow you to be prepared to offer a customized estimate to the potential client without having to take unnecessary time to do so due to already having knowledge of the roof type. Fourth,  you can often determine obvious structural defects from the photos available. Again, this type of due diligence saves you time on site but also helps you to project a very professional image. Fifth, using this technology allows you to be completely prepared in terms of what equipment you will need to make the best estimate possible. For example, Google Street View may allow you to determine what size ladder(s) may be needed to make an inspection/estmate. Finally, this technology allows you to capture an image of the property for any client files you may be keeping for the estimate and any subsequent work.

I suggest you give this technology a look to see if you can implement it to make a very positive impression on your prospective clients.